A contract before you sign: let AI find the catches

I'm attaching a contract. Before I start analyzing it, I need to
know what to strip out of it first.

Go through the text and list every piece of personal or
identifying information it contains, in a table:
columns: item | where in the document (clause, page) | type (ID
number, account number, name, address, health information, other)
| what to replace it with so the text stays readable

Separately list any items that repeat in more than one place in
the contract (typically name and address), so I don't miss an
occurrence.

Don't analyze or evaluate anything yet. Just the list to remove.

Transcribe the content of page [number] of the attached document
word for word, character by character. Don't summarize, don't
fix formatting, and don't correct typos — I want to see exactly
what you're reading in the document.

Wherever you're not sure of the reading (blurry, crossed out,
an unclear digit), write [UNREADABLE] at that spot and keep
going. Pay special attention to numbers, amounts, and deadlines.

At the end, tell me how good the scan quality is and whether
I can trust it for numeric values.

I'm a [tenant / employee / borrower / policyholder / contractor],
and I'm attaching a contract I'm supposed to sign.

Turn it into a structured summary:
1. In one sentence: what the contract is about and what each
   party is promising the other.
2. A table of key parameters: what (amount, deadline, term,
   penalty, notice period) | specific value | clause where it's
   found
3. A clause-by-clause walk-through: one sentence per clause on
   what it does. Keep the numbering from the document.
4. A list of every document the contract refers to that I don't
   have in hand (terms and conditions, price list, fee schedule,
   appendices, insurance terms) — for each one, note what it's
   supposed to cover according to the contract.

Don't judge yet whether anything is favorable. Just describe
what's there. Cite the clause for every item, so I can find it.

Here's a passage from the contract that I don't understand:

[paste the exact wording]

Do three things:
1. Translate it into plain everyday language, the way you'd
   explain it to a friend over coffee. Five sentences is fine.
2. Describe a concrete situation where this sentence would
   actually apply — who does what, and what it means for me.
3. Show how the same thing would read if it were worded in the
   other party's favor, and how it would read worded in mine,
   so I can see where on that scale this sentence actually sits.

Where the wording is ambiguous and can be read two ways, give
both readings and mark which one is worse for me.

I'm a [tenant / employee / borrower / policyholder / contractor].
I'm attaching the contract I'm supposed to sign, along with any
terms and conditions it refers to.

Do a risk analysis from MY position. Go through these eight
categories one by one and list what the contract says under each:

1. Term and automatic renewal — how long am I committing, does it
   renew itself, by when and in what form do I have to opt out
2. Termination — who can terminate, on what grounds, with what
   notice period, and is it the same for both sides
3. Penalties — fines, late-payment interest, fees: how much, for
   what, and is there a cap
4. Unilateral changes — can the other party change the terms,
   prices, or the documents the contract refers to, and what can
   I do about it
5. Security — deposit, guarantee, promissory note, lien, frozen
   funds: what am I putting up, and under what conditions do I
   get it back
6. Liability — what am I liable for, up to what amount, and is my
   liability capped the same way the other party's is
7. Dispute resolution — arbitration clause, court jurisdiction,
   mandatory mediation
8. References to other documents and their versions — what I'm
   bound by without having it in hand

For EVERY finding, give, in this order:
- the clause number and a verbatim quote of the sentence (in
  quotation marks)
- what it means for me, in one sentence
- risk level: low / medium / high, and why
- what I'd want it to say instead

For any category the contract says nothing about, write that
explicitly as “the contract is silent on this” — that's
information too.
Don't make anything up: if you're not sure about a quote, say so.

I'm attaching a [lease / employment / loan / insurance /
service] contract, and I'm in the position of [role].

I'm not interested right now in what's in it, but in what's NOT
in it. List the things that are normally covered in this type of
contract and are missing from mine, or only partially covered.

For each one, write:
- what specifically is missing
- in what situation it would actually hurt me (describe it
  concretely)
- how that missing sentence could be worded if I asked to have
  it added

Rank them from the one most likely to cause me the biggest
problem. At the end, list things the contract does mention, but
so vaguely that it's impossible to tell what actually applies.

I'm attaching a [type] contract, and I'm the [role].

The question is: which clauses are unusual for this type of
contract, unusually strict, or significantly one-sided against
my interest?

For each one:
- the clause number and a verbatim quote
- why it's unusual (what's standard in this kind of contract
  instead)
- how much this could realistically hurt me

Pay special attention to asymmetry: places where one side has a
right the other doesn't — a different notice period, a
one-sided right to change terms, penalties that only run one
way, liability limits that apply only to the other party.

Don't give me a general lecture on contract law — I want
findings from this specific document.

I'm attaching a residential lease; I'm the tenant.
Context: [one-bedroom apartment, one-year fixed term, deposit of
3 months' rent, planning to stay at least 3 years, I have a cat].

Go through it from the tenant's point of view and give me, with
clause citations:
1. How renewal is handled and what I have to do to stay in the
   lease — and what to do to exit it. Give me specific dates for
   what I need to do by when, counting from [signing date].
2. Deposit: amount, when and how it's returned, what can be
   deducted from it, is there a deadline for the return
3. Repairs and maintenance: what I pay for, what the landlord
   pays for, where the line is
4. Utilities and advance payments: how they're set, when they're
   settled, what happens if there's a shortfall
5. Rent increases: can it happen, by how much, how often, based
   on what
6. Restrictions and prohibitions that apply to me
7. Handover: does the contract include a checklist and a
   condition report

At the end: five things missing from this contract that should
normally be covered in a lease.

I'm attaching a loan agreement and the fee schedule. I'm the
borrower. Principal: [amount], term: [number of years].

Give me, with clause citations:
1. Interest rate: level, fixed or variable, how long it's locked
   in for, and what happens once that period ends
2. The total amount I'll pay if I stick to the repayment
   schedule — and whether the contract actually states it
3. Every fee that could apply to me, including anything in the
   fee schedule: what for, how much, one-time or recurring
4. Early repayment: can I, under what conditions, what does it
   cost
5. Conditions I have to keep meeting for the offered rate to
   apply (bundled insurance, an account, a minimum deposit) —
   and what happens if I stop meeting them
6. What happens after one missed payment, and after repeated
   ones: penalties, acceleration, further steps
7. Can the lender unilaterally change rates or fees?

At the end, give me five questions my loan officer has to
answer before I sign this.

I'm attaching an insurance policy and its terms and conditions.
Type of insurance: [home / liability / accident / travel /
vehicle]. Context: [apartment in a multi-unit building, a bike
on the balcony, I work from home].

Give me an overview:
1. Exactly what's covered and up to what amount (payout limits
   per item, not just the total sum)
2. Deductible: how much of each claim I pay myself
3. EXCLUSIONS: a complete list of situations where the insurer
   doesn't pay. This is the most important point — go through
   the terms and conditions, not just the policy itself, and
   cite the clause for every exclusion.
4. Obligations I have to meet to be eligible for a payout
   (security measures, reporting deadlines, documentation) —
   and what happens if I don't meet them
5. How the premium changes over time, and whether the insurer
   can raise it on its own
6. Termination: by when and how I can cancel the policy

At the end, describe three specific situations from my context
where this policy wouldn't actually help me, and why.

I'm attaching an employment contract, a compensation statement,
and [other documents]. I'm starting as [position], start date
[date].

Give me, with clause citations:
1. Job description and place of work — how broadly are they
   defined, and everything the employer could assign me based
   on that wording
2. Probation period: length and how it's set
3. Pay: what's the fixed component and what's variable, what I'm
   actually entitled to versus what's “may be granted,” and who
   decides that
4. Working hours, overtime, remote work: what's in the contract
   and what's pushed into an internal policy that can be changed
   unilaterally
5. Non-compete clause: does it exist, for how long, how broadly
   is “competition” defined, what's the penalty for breaching
   it, and what compensation do I get for complying with it
6. Liability for damages and any agreement on liability for
   company property
7. Anything pushed into a document I haven't actually received

At the end: what's unusually strict for an employee in this
contract.

I'm attaching a contract from a client; I'm the contractor
(freelancer, field: [field]). The job: [description], fee
[amount], deadline [deadline].

Go through it from my position and give me, with clause
citations:
1. Scope of work: is it clearly defined what I have to deliver,
   and where's the line beyond which it becomes extra billable
   work
2. Acceptance: who decides the work is done and by what
   criteria, by when they have to decide, and what happens if
   they stay silent
3. Revisions and feedback rounds: how many are included in the
   price
4. Payment: due date, any advance payments, what happens if the
   client pays late, can I charge interest
5. License and rights to the deliverable: exactly what I'm
   transferring, when (on delivery, or only after payment?),
   for how long, and where
6. Penalty clauses against me: for what, how much, is there a
   cap
7. Limits on my liability: is there any cap at all, or am I
   liable without limit
8. Confidentiality and non-compete restrictions: for how long
   and how broadly
9. Termination: can I walk away from the contract, and what
   happens if the client cancels the project midway

At the end, suggest three specific changes I should ask for
first, ranked by how much money they could save me.

I'm attaching two offers for the same thing: [description of
what it covers]. I'm in the position of [role]. Call the offers
A and B.

Build a comparison table. Rows = the parameters that matter,
columns = A, B, and a third column “which one's better, and why.”

Choose the parameters yourself based on the contract type, but
always include: total cost over the full term, length of
commitment, termination conditions, penalties, unilateral
changes, security requirements, liability. Cite the clause each
value comes from, for both contracts.

Below the table, write:
1. The three most important differences that aren't obvious
   from the table at first glance
2. What A covers that B doesn't address at all, and vice versa
3. If I could take the best of each, what would the ideal
   contract look like — name exactly which offer each piece
   comes from

Don't recommend one of them to me. Show me the differences; I'll
decide myself.

I'm attaching two versions of the same contract: the ORIGINAL
(version 1) and the NEW one (version 2), which the other party
sent me after my feedback.

List EVERY difference between them, don't skip any:
- the clause where they differ
- the original wording (verbatim)
- the new wording (verbatim)
- what this actually changes for me: better / worse / no impact

Split them into three groups:
A) changes I asked for
B) changes I didn't ask for that improve my position
C) changes I didn't ask for that worsen my position, or new
   clauses that weren't in the original version

List group C first, and don't skip anything in it, not even a
minor rephrasing — in contracts, even a single word can change
the meaning.

My original feedback was: [list].

Based on the previous analysis, prepare questions for the other
party.

Context: I'm signing a [contract type] with a [landlord / bank /
future employer / client], I want the relationship to be
[long-term and good / purely transactional], my negotiating
position is [strong / weak — I do / don't have other options].

Prepare 5 to 10 questions. For each one:
- the question itself, worded politely and matter-of-factly,
  ready to send in an email
- the contract clause it relates to
- one sentence on why I'm asking (for my own benefit, not the
  recipient's)
- what a fine answer looks like, and what's a warning sign

Rank them by importance, not by their order in the contract.
Make the first three the ones whose answer I genuinely care
about — I can give up on the rest if I need to compromise.

Don't make it sound like I'm a lawyer. I'm writing as an
ordinary person who read the contract carefully.

Write an email to the other party with my feedback on the
contract.

Recipient: [landlord / HR / loan officer / client].
Tone: polite, matter-of-fact, cooperative — I want to sign the
contract, I just need to clarify a few things. No threats, no
legalese, no apologizing for asking.

Structure:
- one sentence saying I'm interested in the contract and want to
  sign it
- [number] specific points, each with: the clause, what the
  problem is in one sentence, and a specific suggested wording
  or question
- a closing with a date by when I'd like to know, so we can
  still sign on schedule

The points I have: [paste the selected questions from the
previous step]. 250 words maximum. Make it clear for each point
what I want from the recipient — an answer, or a change to the
text.

The other party rejected my feedback on these points: [list].
They gave this reason: [quote their response].

For each rejected point, suggest:
1. An alternative that addresses my risk but is easier for the
   other side to accept (a compromise, not a surrender)
2. What I can keep track of outside the contract if I can't get
   the change (a calendar reminder, documentation, photos, a
   saved copy of the correspondence)
3. How serious this risk actually is if I just accept it — and
   what would actually have to happen for it to hit me

At the end, tell me which of these points is serious enough
that I should consider not signing over it.

I'm taking this contract to a lawyer and have [60] minutes for
the consultation. Prepare me a one-page brief.

Structure:
1. My intent and situation in five sentences (who I am, what I'm
   signing, what I expect from it, what I'm worried about, what
   time pressure I'm under)
2. Seven questions I need answered — the kind where the answer
   would actually change my decision. Not questions I can answer
   myself just by reading the contract.
3. A list of the clauses I want to discuss, with the number and
   one sentence on why — ranked by importance, so we get to the
   essential ones in time
4. What I need to leave with in writing, so I don't have to come
   back to this a year from now
5. Documents I should bring with me

Be concise — I'm printing this on one page.